At Apex Northstar, a combined balance plan with exceptional benefits allows your money to work harder for your business.
Qualifying accounts must be in the name of the business. Mortgage and credit card balances and unused portions of lines of credit do not qualify toward the combined daily balance.
1. Our Business EZ Checking is a basic business checking account with no minimum balance requirement.
2. Minimum Opening Deposit is $100.
3. Monthly Service Charge is $1 per debit transaction after the first 30 debits.
4. To Waive Monthly Service Charge, Maintain Maximum of 30 debit transactions.
5. Enjoy Internet Banking with Bill Pay
6. Enjoy Mobile Banking
7. Debit Card and ScoreCard Rewards Program
1. Our Business Installment Savings is a Savings account that allows recurring transfers in fixed amounts to cash out later.
2. Minimum Opening Deposit is $100.
3. Zero Monthly Service Charge.
4. Account restrictions include an early withdrawal penalty: one (1) month’s interest.
5. Interest Payment Frequency is Quarterly.
6. Enjoy Internet Banking with Bill Pay.
7. Enjoy Mobile Banking.
Certificate of Deposit is an account that offers a guaranteed and competitive rate with a wide range of terms, from 7 days to 3 years.
1. Minimum Balance to Open is $1000.
2. Terms is 7 days to 3 years
3. Interest rate is Simple Interest
4. There is Automatic Renewal for the same period.
5. The Grace Period is Ten (10) days
6. Penalties apply for early withdrawals. Penalties may vary based on terms.
7. There is Transaction Restrictions. Deposits and withdrawals are not allowed
8. Enjoy Internet Banking.
9. Enjoy Mobile Banking.
10. Enjoy Telephone Banking.
Manage your business with Apex Northstar’s secure Cash Management services. Get secure access to financial information at your fingertips, stay informed, and run your business more effectively and efficiently.
1. Remote deposit. We offer a remote deposit service to qualified business customers. Scan checks directly to your account 24/7. The automatic check scanner feature makes depositing fast and simple.
2. ACH origination. The Automated Clearing House (ACH) network is a highly reliable and efficient, batch-oriented electronic funds transfer system. Sign up for ACH service with Apex Northstar and reduce costs while using a trusted source for disbursing funds.
3. Wire origination. Send funds quickly and securely with Apex Northstar’s Wire Origination Services. Initiate wires online from your office via our secure Cash Management service.
4. Positive pay. This is an anti-fraud service which protects companies from becoming victims of altered checks and counterfeit check activity.
