Apex Northstar provides a wide range of commercial loan products. Our experienced team of professionals will deliver optimal financing solutions tailored to the unique needs of your individual business.
With your business and our credit expertise, we can work together to build on your success.
1. Commercial Real Estate. For Purchase or refinance of commercial and multi-family residential properties. (Terms: Up to 7 years due / 25-year amortization)
2. Real Estate Secured Line of Credit. For Support of working capital from equity on commercial real estate (Terms: 1 year revolving)
3. Construction. For Construction of residential and commercial properties (Terms: Up to 2 years)
4. Business Term Loan. For Purchase of business, refinance or consolidation of existing business debts, acquisition financing (Terms: Up to 7 years)
5. Business Line of Credit. For Short-term financing for support of working capital, receivables, and inventory (Terms: 1 year revolving )
6. Professional Line of Credit. For Short-term financing to certified professionals (Terms: 1 year revolving )
Small businesses have and will always continue to be the backbone of our community. At Apex Northstar, we recognize the value that your small business provides to those around you and to us.
We offer loans under the U. S. Small Business Administration 7(a) and 504 loan programs that will provide the financing you need to grow your business into a flourishing enterprise. As a member of the SBA Preferred Lender Program (PLP), we provide expertise and a streamlined process to help you meet all your small business needs.
1. Use for Real estate purchase or refinance (minimum 51% owner-occupied)
2. Use for Equipment and machinery purchase.
3. Benefits Include Longer maturity compared to conventional business loans.
4. Another benefit is Lower down payments on fixed assets.
5. Terms is: Up to 25 years, fully amortized for real estate
6. Other terms is: Up to 10 years, fully amortized for other loans
7. Loan Amount is Up to $5 Million
At Apex Northstar, we can help put you on a path to owning the home of your dreams. Buying a home is often the single most important purchase you will make, and our simple, direct, and personal approach to banking will provide you the peace of mind that you are in good hands throughout the loan process.
1. Your dream of home ownership can become a reality. Our home mortgage experts are here to help you finance your new home or refinance your existing home.
2. When you find the home of your dreams, the last thing we want is for you to be deterred by unexpected fees. Home inspection, appraisal, title, recording, and escrow fees are some of the upfront costs that may be incurred during your path to home ownership. In some cases, transfer taxes may even be assessed. Our experts will guide you every step of the way to ensure that you will not be hindered by surprise costs.
3. When buying or refinancing, many factors can determine how much you can borrow, such as your income, assets, and credit history. Our experts are here to provide you with the highest level of service and attention, so you will know exactly how to qualify for a loan and how much you can afford.
4. Utilities, property tax, repairs, replacement of appliances, insurance, and services, such as trash and landscaping, are some of the general costs of owning a home.
Buying a car can be a simple and hassle-free experience with financing from Apex Northstar. Whether you are buying an everyday commuter car or a specialized business vehicle, we can help provide competitive pricing and determine the right product for you.
1. Who: U.S. citizens and legal residents over the age of 18 may apply.
2. Where: Apply for a loan at our main office or any of our Apex Northstar branches.
3. When: Get pre-approved for a loan before you shop for a vehicle or apply for an auto loan after deciding on a vehicle to purchase.
4. What: New, used, lease-end purchases, and private-party purchases are all eligible for a loan.
5. How: Our knowledgeable loan officers are available to assist you with your application or for a consultation.
6. Why: We offer very competitive rates amongst lenders in Southern California. There are no pre-payment penalties or hidden fees. When you open an account with us and choose the Electronic Fund Transfer (EFT) payment plan, you can receive an additional 0.25% off your quoted interest rate.
